Data protection is an important concern for us. That is why we conduct our activities in accordance with data protection laws. Below you will find the information we may process about you and how we handle it.

As a general rule, it is possible to visit our website without providing personal data.

Insofar as personal data (e.g. name, address or e-mail addresses) is collected on our website, this is always done, to the extent possible, on a voluntary basis. We process the collected personal data in order to get in touch with you, to conclude and process our contracts with you and to maintain business contacts. In the context of online registration, other data protection regulations may apply, which you will be informed during the registration process.

We would like to notice that the data transmission over the Internet (e.g. when communicating by e-mail) may have security gaps. Complete protection of data against access by third parties is not possible.

1. Our identity “credit avenueTM” is a service of Nikaia Partners S.A. (CHE-402.547.412), rue de Grenus 7, CH-1201 Geneva, Switzerland, hereinafter referred to as “Nikaia”.Our email address is: info@credit-avenue.ch. The website ” www.credit-avenue.ch ” is published by the company Nikaia Partners SA and is hosted by the company Infomaniak Network SA, Rue Eugène-Marziano 25, CH-1227 Geneva, Switzerland () (www.infomaniak.com).
2. Liability The articles on this site may include embedded content (e.g. videos, images, articles…). Content embedded from other sites behaves in the same way as if the visitor were visiting that other site. These websites may collect data about you, use cookies, embed third-party tracking tools, track your interactions with such embedded content if you have a connected account on their website. We are committed to making our best efforts to provide current and accurate information. However, we cannot be held responsible for any errors, omissions or results that may be obtained through misuse of this information. We reserve the right to correct them, as soon as these errors are brought to our attention and, more generally, to modify, at any time, without notice, all or part of the Site and its conditions of use, without our liability being incurred as a result. Furthermore, Nikaia shall under no circumstances be liable in the event of direct and/or indirect damage resulting from the use of this Site.
3. Availability of the Website It is technically impossible to provide a Website free of defects and such defects may lead to the temporary unavailability of the Website; the operation of the Website may be affected by events and/or elements beyond our control, such as, for example, means of transmission and communication between you and us and between us and other networks; we and/or our suppliers may, at any time, modify or interrupt temporarily or permanently all or part of the Website to perform maintenance operations and/or make improvements and/or modifications to the Website. We will inform you, if possible, of any modification/interruption of the services available on the Site. We are not responsible for any modification, suspension or interruption of the Site.
4. Cookies When you visit our website, information may be stored on your computer in the form of a “cookie”. Cookies” are small text files that are copied from a web server to your hard drive. Cookies contain information that can later be read by a web server in the domain where the cookie was issued to you. Cookies cannot run programs or place viruses on your computer. The cookies we use do not contain any personal information and are not merged with personal data. Most of the cookies we use are system-related cookies, which the website requires, and cookies from Google Analytics. You have the option of accepting or rejecting the cookies. Most web browsers automatically accept cookies. However, you can usually specify in the browser settings that cookies should be rejected. If cookies are rejected, you may not be able to use some of the website’s functions. If cookies are accepted, you can delete them at a later date.
5. Use of data Anonymous data, which is saved by means of cookies when the system credit website is called up, can be used for analysis purposes, to optimise the website and to measure performance. Nikaia may use the following third-party providers, some of which have their own data protection regulations, over which Nikaia has no influence: Google Analytics.
6. Newsletter By subscribing to our newsletter, you agree to the processing of your personal data in order to receive news from us and from third parties on topics related to “SMEs and financing”. By doing so, you also agree that we may pass on your data to third parties for marketing and advertising purposes in the above-mentioned area of “SMEs and financing”. You can unsubscribe from the newsletter free of charge at any time.
7. Your rights The origin, recipient and purpose of data processing as well as the right to correct, delete and limit the processing of your data. You can contact us at any time at the following address for this purpose and for any other question relating to personal data: Credit avenue c/o Nikaia Partners S.A., rue de Grenus 7, CH-1201 Geneva, Switzerland, or by e-mail at the following address: info@credit-avenue.ch.

In addition, any person concerned has the right to assert his or her rights in court or to file a complaint with the competent data protection authority. The competent data protection authority in Switzerland is the Federal Data Protection and Information Commissioner (http://www.edoeb.admin.ch).

Document established on 25 June 2020 – credit avenueTM / Nikaia Partners S.A.